KiwiSaver and IRD basics
Simple guides to KiwiSaver contributions, tax, and student loans.
KiwiSaver in KiwiBudget
The KiwiSaver page shows retirement projections, and on paid plans you can sync your actual KiwiSaver balance through an additional Akahu connection so it updates with each sync.
Your tax is already in the numbers
NZ PAYE means tax comes out before pay reaches you, so KiwiBudget works with take-home amounts. The tax refund estimator in More gives you a quick estimate of whether you are due money back.
Student loans
NZ student loans are interest-free while you live here, and repayments (12c per dollar over the threshold) come out of pay automatically once you are working. Deeper guides live on the KiwiBudget blog, including explainers on secondary tax, which covers student loan repayments on a second job, and KiwiSaver contributions.
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